Dental Payment Option
Working to Make Your Dental Care Affordable
External Dental Financing
At Vitality Dental, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept numerous third party payment options. They offer financing to help you pay for your treatment in smaller amounts, over time.
CareCredit®
CareCredit® pays for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers nationwide.
CareCredit® offers term financing options of 6, 12, 18, or 24 months. No interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.
CareCredit® also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.
You need to apply to qualify. Visit the link below to learn more about the CareCredit® service and application process.
Proceed Finance
Proceed Finance partners with providers to offer patients large case financing for up to 96 months without collateral. Interest rates and payments depend on credit but can be as low as 3.99% at a $157/month payment for a 96-month loan term.
To apply, visit Proceed Finance and check your rate and loan options instantly without affecting your credit. From there, you can begin the simple online enrollment process.
LendingClub
LendingClub provides personal loans and financing up to $40,000 with low, fixed rates and fixed monthly payments. Checking your options will not affect your credit score.
LendingClub offers flexible financing options to create the loan that works best for you at the lowest rate, and you can receive funding in as little as a few days.
Visit LendingClub
PatientFi®
PatientFi® is an easy-to-use monthly payment plan. Without commitment, you are able to see what your monthly payment plan would look like. This third-party financing option allows you to get what you need today while paying for it over time.
PatientFi® offers 0% APR with no hidden fees or compounding interest. It looks beyond credit scores to get you the financing you need, allowing it to accept more patients while covering more expenses.
Applying for PatientFi® is quick and easy, requiring only a few key details. You’ll receive an offer within seconds, so decide what works best for you.
Visit the links below to learn about PatientFi® or apply for the service.
Visit PatientFi®
Alphaeon®
Alphaeon® Credit is an easy, quick, and secure way to finance dental care. It is a simple way to pay for procedures, treatments, products, and services provided by dentists, dermatologists, ophthalmologists, and plastic surgeons. You can pre-qualify to determine if you are likely to be approved and for how much without impacting your credit score.
With Alphaeon® Credit, you must spend $250 or more to be offered various promotional financing plans to make paying for your purchase easier. This external payment option provides lines of credit up to $25,000, depending on your credit quality.
Visit Alphaeon® Credit to learn more and apply today.
Visit Alphaeon® Credit
More Dental Financing Questions?
If you have more questions on payment plans or just want to learn more about our office, contact us using the button below.
Contact Vitality Dental