Dental Payment Option
Working to make your dental care affordable
Financing Option
At Vitality Dental, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept numerous third party payment options. They offer financing to help you pay for your treatment in smaller amounts, over time.
CareCredit
CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers across the nation.
CareCredit offers term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.
CareCredit also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.
You need to apply to qualify. Visit the link below to learn more about the CareCredit service and application process.
Proceed Finance
Proceed Finance partners with providers to offer patients large case financing for up to 96 months with no collateral required. Interest rates and payments are dependent upon credit but can be as low as 3.99% at a $157/month payment for a 96-month loan term.
To apply, visit Proceed Finance and check your rate and loan options instantly without affecting your credit. From there, you can begin the simple online enrollment process.
LendingClub
LendingClub provides personal loans and financing up to $40,000 with low, fixed rates and fixed monthly payments. Checking your options will not affect your credit score.
LendingClub offers flexible financing options to create the loan that works best for you at the lowest rate, and you can receive funding in as little as a few days.
PatientFi
PatientFi is an easy to use, monthly payment plan. Without commitment, you are able to see what your monthly payment plan would look like. This third-party financing option allows you to get what you need today while paying for it over time.
PatientFi offers 0% APR with no hidden fees or compounding interest. PatientFi looks beyond credit scores to get you the financing you need. This allows them to accept more patients while covering more expenses.
Applying for PatientFi is quick and easy, only requiring a few key details. Get an offer within seconds and see what works best for you.
Visit the links below to learn more about PatientFi or apply for the service.
Alphaeon
Alphaeon Credit is an easy, quick and secure way to finance your dental care. It is a simple way to pay for procedures, treatments, products and services provided by dentists, dermatologists, ophthalmologists and plastic surgeons. You can pre-qualify to find out if you are likely to be approved and for how much with no impact to your credit score.
With Alphaeon Credit, you just have to spend $250 or more to be offered various promotional financing plans to make paying for your purchase easier. This external payment option offers lines of credit up to $25,000 depending on your credit quality.
Visit Alphaeon Credit to learn more and apply today.
More Dental Financing Questions?
If you have more questions on payment plans or just want to learn more about our office, contact us using the button below.
Contact Vitality Dental